KHOU, Houston's CBS affiliate, reports on internal memos at Texas Wind that show TWIA was not paying for unadhered shingles. If you worked for TWIA, you saw this policy in action as the recipient of these "internal memos." Consumer advocates in the article are quoted saying that TWIA "twisted" the wind insurance policy, and that a class action lawsuit is planned. TWIA states the claims are without merit. I'm going to stay neutral, but I'd be interested to hear what independent adjusters out there have to say! The comments thread on the article is definitely consumer-opinion heavy.
As catastrophe adjusters, we see lots of unadhered shingles. In your experience, what's the usual cause- wind or age?
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